Why an Accountant Should Also Be Your Mortgage Broker

Should Your Accountant Also Be a Mortgage Broker?

Accounting experts often extend their services to include mortgage broking, offering added value to their clients. But when choosing an accountant, should you opt for one who can also act as a mortgage broker? The answer depends on the services you need and your individual financial situation. However, building a close business relationship with an accountant who can also provide mortgage broking services is often a smart move.

More than Just Accounting Advice

In addition to handling tax and finance matters, an accountant with mortgage broking expertise can assist you with loans for property or business investments. They have access to financial institutions, can audit your reports, and ensure compliance with relevant regulations and restrictions—helping you safeguard your financial well-being.

Everything in One Place

Finding separate accountants and mortgage brokers can be time-consuming and costly. Opting for a professional who offers both services saves you time and money. It also simplifies communication by giving you a single point of contact, ensuring all your financial needs are managed seamlessly under one roof.

Strategic Investment Advice

While mortgage brokers can help you secure the best loan products, they might not offer guidance on investment structure, income tax, capital gains tax, land tax, estate planning, or SMSF borrowing requirements.

This is where accountants with credit licenses come in. They provide holistic advice on all aspects of buying or holding investments, such as property, helping you maximize borrowing capacity and optimize your investment structure.

Planning for Future Financial Decisions

Your financial circumstances will change over time—whether due to retirement, new investments, or other life events. An accounting professional with mortgage broking experience can help you make well-informed financial decisions at every stage, ensuring you stay protected and make smart choices for the future.

Looking for an Accountant Who Does It All?

Get in touch with the experts at Gavin Ma & Co today to explore how we can assist with both your accounting and mortgage broking needs.